The qualifications for homebuyer grants vary depending on the program. You may come across first-time homebuyer programs or VA loans that have upfront requirements. Certain program qualifications are based on the financial situation of the prospective borrower, taking such factors as income level or credit score into consideration.
Now that you have your home value estimate, browse our collection of helpful articles and blog posts, use our tools to determine your mortgage payments, review current rates and see how to start your home buying journey.
We offer a variety of mortgages for buying a new home or refinancing your existing one. New to homebuying? Our Learning Center provides easy-to-use mortgage calculators, educational articles and more. And from applying for a loan to managing your mortgage, Chase MyHome has everything you need.
Whether you're determining how much house you can afford, estimating your monthly payment with our mortgage calculator or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates, low down payment options, and jumbo mortgage loans.
Refinance your existing mortgage to lower your monthly payments, pay off your loan sooner, or access cash for a large purchase. Use our home value estimator to estimate the current value of your home. See our current refinance rates and compare refinance options.
Our affordable lending options, including FHA loans and VA loans, help make homeownership possible. Check out our affordability calculator, and look for homebuyer grants in your area. Visit our mortgage education center for helpful tips and information. And from applying for a loan to managing your mortgage, Chase MyHome has you covered.
Go to Chase mortgage services to manage your account. Make a mortgage payment, get info on your escrow, submit an insurance claim, request a payoff quote or sign in to your account. Go to Chase home equity services to manage your home equity account.
Prepaid Interest is mortgage interest you pay to the lender from the day you sign the loan agreement through the last day of the month. For example, the buyer closed on August 26. He prepaid interest for the 6-days left in the month. At $59.38 per day, the prepaid interest cost him $356.
Run as many scenarios as you like online, 24/7. Change the purchase price, down payment, and loan type. Then, calculate the costs based on current rates. Feel free to explore your options, so you choose the right loan for the perfect home.
Prepaid Interest is mortgage interest you pay to the lender from the day you sign the loan agreement through the last day of the month. For example, the buyer closed on October 28. She prepaid interest for the 4-days left in the month. At $31.17 per day, the prepaid interest cost her $125.
Purchase or refinance your home with an FHA loan. You can get one with a down payment as low as 3.5%. Browse through our frequent homebuyer questions to learn the ins and outs of this government backed loan program.
Always respond to your lender when they try to contact you. When you do, they may agree to a forbearance, which is a temporary payment suspension. This may mean that you do not even have to obtain a loan modification. This solution usually only works for short-term problems, such as if you faced a period of unemployment but now have a job that will allow you to pay your mortgage.
In order to obtain a loan modification, the home must be your primary residence. If you leave it, the lender may claim that you abandoned the property and continue foreclosure proceedings. Although you may be tempted to simply walk away from the home, and the problems associated with it, doing so will likely be detrimental to your case.
An attorney will also be very useful in case the lender does not approve your loan modification. In this case, they may continue with foreclosure proceedings, but there are several defenses available. An attorney will understand what these are and use them effectively to help you stay in your home. It is best if an attorney has been there from the very beginning of your case so they are fully informed of all the facts.
We have negotiated hundreds of loan modifications for our clients, and know the other defenses that can be used to keep you in your home. We will walk you through the entire process of negotiating a loan modification and give you the best chance of success with your case. You do not have to go through this alone. Call us today at (954) 523-HELP (4357) to schedule a free consultation with one of our attorneys.
Loan Lawyers has helped over 5,000 South Florida homeowners and consumers with their debt problems, we have saved over 2,000 homes from foreclosure, eliminated more than $100,000,000 in mortgage principal and consumer debt, and have recovered over $10,000,000 on behalf of our clients due to bank, loan servicer, and debt collector violations. Contact us for a free consultation to see how we may be able to help you. 2b1af7f3a8